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At United Prairie Banks, we pride ourselves on our small town beginnings and our ability to serve our customers with distinction.
We are a regional network of extremely sound banks. In 3 decades of experience, we’ve steadily grown through good management, excellent service and good products. Our company’s future is bright.
If you like dealing with people and enjoy solving problems for people you grow to know on a personal basis, you may fit into our future.
Career opportunities posted here may require specific qualifications involving education, experience or aptitude. To respond to a specific career opening, follow the instructions included in the description.
United Prairie Banks are Equal Opportunity Employers.
Contact us for more information.
Interested in opportunities at United Prairie? If you’re responding to specific posting below, please respond as directed in the posting. If you want to apply at a specific location for a job in general, click here to access our employment application. This can be filled out on your computer. Once done, print a copy and sign it. Employment applications must be presented in person at the United Prairie location you’re interested in.
The Employment Application is in Adobe Acrobat® (PDF) format and requires Acrobat Reader. If you do not have Adobe installed, please click here for a free download
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We are now seeking a Senior Credit Analyst who will work out of the Mankato Home Office.
The Senior Credit Analyst is responsible for analyzing financial information and credit reports to evaluate degree of risk of commercial loans and for preparing recommendations for Bank loan committee. This person will also assume responsibility for the preparation and coordination of loan documentation and credit file information. Additional responsibilities include:
•Supervision of all credit analyst personnel within the company.
•Conducting in-depth review of balance sheet and profit and loss statements presented by applicants for large commercial loans or lines of credit, and using computer spreadsheet software for evaluation.
•Analyzing appraisal of real estate used as loan collateral.
•Assessing liquidity, quality of management, market position and overall business climate to estimate future profitability of business.
•Monitoring payment practices to protect the bank from bad debt losses.
The successful candidate will have a minimum of a four-year college degree in sales, finance, or in a related field. A minimum of 3 years experience in loan administration or operations and 2 years credit analyst experience is required.
Other qualifications:
•Highly developed communication skills, both written and verbal.
•Good organization skills, negotiation skills, sales skills and credit skills.
•Knowledge of Bank’s credit standards and Bank’s loan policy in order to review loan packages submitted for consideration of Bank’s loan participation.
•Ability to maintain excellent working relationships with all respondent banks as well as with all internal bank departments.
Salary will be based on qualifications. Competitive benefits package included. Applicant can apply by e-mailing an introductory letter and resume to:
UPB Human Resources Department
hr@unitedprairiebank.com
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