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Boat Insurance

Cast Your Worries Aside.

For most people, owning a boat can be a dream come true. Whether you’re out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from United Prairie Insurance Agency, you can relax and enjoy your time away knowing that you’re properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:
  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you’re at fault in a boating accident. Coverage options include:
  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At United Prairie Insurance Agency, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It’s your passion, your dream. Protect that dream for years to come with the right insurance policy from United Prairie Insurance Agency. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Locations

Client Service Center

3 Civic Center Plaza, Suite 100
Mankato, MN 56001
Main office: 507-386-4829

Jackson

202 Grant St
Jackson, MN 56143
Main office: 507-847-4541

Lakefield

330 Main Street
Lakefield, MN 56150
Main office: 507-662-5640

Madison

303 6th Avenue
Madison, MN 56256
Main office: 320-598-2415

Mankato / City Center

3 Civic Center Plaza, Suite 100
Mankato, MN 56001
Main office: 507-386-4829

Mankato / Hilltop

10 Firestone Drive
Mankato, MN 56001
Main office: 507-386-4829

Mt. Lake

1141 Third Avenue
Mt. Lake, MN 56159
Main office: 507-427-1190

New Ulm

200 North Broadway
New Ulm, MN 56073
Main office: 507-233-2600

Owatonna

110 West Rose Street
Owatonna, MN 55060
Main office: 507-451-3450

Slayton

2603 Broadway Avenue
Slayton, MN 56172
Main office: 507-836-8966

Spicer

425 Access Drive
Spicer, MN 56288
Main office: 320-796-2151

Springfield

30 West Central Street
Springfield, MN 56087
Main office: 507-723-7330

Wilmont

319 4th Avenue
Wilmont, MN 56185
Main office: 507-926-0017

Windom

1545 1st Ave Highway 60 East
Windom, MN 56101-2014
Main office: 507-427-1190

Worthington

905 McMillan Street
Worthington, MN 56187
Main office: 507-372-4844

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