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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At United Prairie Insurance Agency, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from United Prairie Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Client Service Center

Client Service Center

1409 North Riverfront Drive
Mankato, MN 56001
Main office: 507-386-4829
Client Service Center
Jackson

Jackson

202 Grant St
Jackson, MN 56143
Main office: 507-847-4541
Jackson
Lakefield

Lakefield

330 Main Street
Lakefield, MN 56150
Main office: 507-662-5640
Lakefield
Madison

Madison

303 6th Avenue
Madison, MN 56256
Main office: 320-598-2415
Madison
Mankato / Hilltop

Mankato / Hilltop

10 Firestone Drive
Mankato, MN 56001
Main office: 507-386-4829
Mankato / Hilltop
Mt. Lake

Mt. Lake

1141 Third Avenue
Mt. Lake, MN 56159
Main office: 507-427-1190
Mt. Lake
New Ulm

New Ulm

200 North Broadway
New Ulm, MN 56073
Main office: 507-233-2600
New Ulm
Owatonna

Owatonna

110 West Rose Street
Owatonna, MN 55060
Main office: 507-451-3450
Owatonna
Slayton

Slayton

2603 Broadway Avenue
Slayton, MN 56172
Main office: 507-836-8966
Slayton
Spicer

Spicer

425 Access Drive
Spicer, MN 56288
Main office: 320-796-2151
Spicer
Springfield

Springfield

30 West Central Street
Springfield, MN 56087
Main office: 507-723-7330
Springfield
Wilmont

Wilmont

319 4th Avenue
Wilmont, MN 56185
Main office: 507-926-0017
Wilmont

Windom

1545 1st Ave Highway 60 East
Windom, MN 56101-2014
Main office: 507-427-1190
Worthington

Worthington

905 McMillan Street
Worthington, MN 56187
Main office: 507-372-4844
Worthington

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