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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at United Prairie Insurance Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from United Prairie Insurance Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with United Prairie Insurance Agency before making a decision.

Our Locations

Client Service Center

3 Civic Center Plaza, Suite 100
Mankato, MN 56001
Main office: 507-386-4829

Jackson

202 Grant St
Jackson, MN 56143
Main office: 507-847-4541

Lakefield

330 Main Street
Lakefield, MN 56150
Main office: 507-662-5640

Madison

303 6th Avenue
Madison, MN 56256
Main office: 320-598-2415

Mankato / City Center

3 Civic Center Plaza, Suite 100
Mankato, MN 56001
Main office: 507-386-4829

Mankato / Hilltop

10 Firestone Drive
Mankato, MN 56001
Main office: 507-386-4829

Mt. Lake

1141 Third Avenue
Mt. Lake, MN 56159
Main office: 507-427-1190

New Ulm

200 North Broadway
New Ulm, MN 56073
Main office: 507-233-2600

Owatonna

110 West Rose Street
Owatonna, MN 55060
Main office: 507-451-3450

Slayton

2603 Broadway Avenue
Slayton, MN 56172
Main office: 507-836-8966

Spicer

425 Access Drive
Spicer, MN 56288
Main office: 320-796-2151

Springfield

30 West Central Street
Springfield, MN 56087
Main office: 507-723-7330

Wilmont

319 4th Avenue
Wilmont, MN 56185
Main office: 507-926-0017

Windom

1545 1st Ave Highway 60 East
Windom, MN 56101-2014
Main office: 507-427-1190

Worthington

905 McMillan Street
Worthington, MN 56187
Main office: 507-372-4844

Our Providers