Call Us Today:
507.386.4829

HSAs

It’s All About Options.

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, United Prairie Insurance Agency can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money to into a savings account that they can use overtime for medical expenses that are not covered under their high-deducible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit into your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at United Prairie Insurance Agency today to learn more about how an HSA can benefit you.

Our Locations

Client Service Center

Client Service Center

1409 North Riverfront Drive
Mankato, MN 56001
Main office: 507-386-4829
Client Service Center
Jackson

Jackson

202 Grant St
Jackson, MN 56143
Main office: 507-847-4541
Jackson
Lakefield

Lakefield

330 Main Street
Lakefield, MN 56150
Main office: 507-662-5640
Lakefield
Madison

Madison

303 6th Avenue
Madison, MN 56256
Main office: 320-598-2415
Madison
Mankato / Hilltop

Mankato / Hilltop

10 Firestone Drive
Mankato, MN 56001
Main office: 507-386-4829
Mankato / Hilltop
Mt. Lake

Mt. Lake

1141 Third Avenue
Mt. Lake, MN 56159
Main office: 507-427-1190
Mt. Lake
New Ulm

New Ulm

200 North Broadway
New Ulm, MN 56073
Main office: 507-233-2600
New Ulm
Owatonna

Owatonna

110 West Rose Street
Owatonna, MN 55060
Main office: 507-451-3450
Owatonna
Slayton

Slayton

2603 Broadway Avenue
Slayton, MN 56172
Main office: 507-836-8966
Slayton
Spicer

Spicer

425 Access Drive
Spicer, MN 56288
Main office: 320-796-2151
Spicer
Springfield

Springfield

30 West Central Street
Springfield, MN 56087
Main office: 507-723-7330
Springfield
Wilmont

Wilmont

319 4th Avenue
Wilmont, MN 56185
Main office: 507-926-0017
Wilmont

Windom

1545 1st Ave Highway 60 East
Windom, MN 56101-2014
Main office: 507-427-1190
Worthington

Worthington

905 McMillan Street
Worthington, MN 56187
Main office: 507-372-4844
Worthington

Our Providers