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United Prairie checking accounts provide easy, low-cost access for your money management. All accounts pay a variable rate of interest and all interest yields are compounded daily, paid monthly.
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Prairie Free Checking Plus |
Prairie Interest Checking |
Prairie LifeSTYLE Checking |
Prairie Money Market1 |
| Minimum to Open Account |
$50 |
$500 |
$50 |
$2,500 |
| Minimum to Obtain APY |
$1,000 |
$0.01 |
$1,000
(Checking Balance) |
$0.01 |
| Minimum Balance |
None |
$500 |
$5,000
(Aggregate Balance2) |
$2,500 |
| Minimum Balance Fee3 |
None |
$15 |
$7 |
$15 |
| Transaction Fee4 |
None |
None |
None |
$2 |
| Account Statements |
Monthly5; checks safekept |
Monthly with checks or images |
Monthly with checks or images |
Monthly with checks or images |
| Extras |
- |
- |
Extensive Benefits
(see description) |
Tiered Interest Rates |
1 Pre-authorized, automatic or telephone transfers limited to 6 per month with no more than 3 payable to third parties.
2 "Aggregate Balance" is the total sum of all deposits in an account holder's UPB portfolio.
3 Minimum Balance Fee is charged if account balance falls below minimum any day of the statement cycle.
4 A Transaction Fee will be charged for each debit transaction in excess of six per statement cycle.
5 Optional -- Receive cancelled checks with statement for $4 Cancelled Check Fee (per statement cycle).
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- Prairie Free Checking Plus
No fee checking that pays interest
- Prairie Interest Checking
Earn interest on any balance
- Prairie LifeSTYLE Checking
Premiere account with many benefits, including free checks (see benefit list on this page)
- Prairie Money Market
Higher interest, limited transaction account
Included with every account:
- Debit / ATM Card†
- Direct Deposit
- 24-Hour Telebanc (Bank by Phone)
- Automatic Transfer Protection
- 24-Hour eBanking (Internet Banking)
†Subject to qualification.
Prairie Lifestyle Account Benefits:
- Interest earned daily on checking account balance of $1,000 or more.
- Checks or images returned with statements.
- FREE personalized Lifestyle Checks or $5 per box discount on other styles.
- No per check charges.
- Automatic Transfer Overdraft Protection
- Ongoing discounts on homeowners insurance and auto insurance through United Prairie Insurance Agency to qualifying account holders.
- Closing Cost Discount on United Prairie Mortgage real estate mortgages or refinances (Restrictions: Discount amount set by each location. Limit one discount per each 12-month period).
- Notary Service FREE
- No Fee for Photo Copies, Travelers Checks and Money Orders (limit 10 each per month)
- Stop Payment Orders FREE
- $5 Off per Wire Transfer
- Debit Card (No annual or monthly fee)
- FREE Safe Deposit Box rental (subject to availability; smallest standard size per location or same annual rental value credited to larger box rental).
- Access to Travel Events.
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